Hey, buddy...................from Rico

There is an old 'classic' song from the 1930's "Hey, buddy, can you spare a dime?"
- Rudy Vallee had a popular recording of it.

Todays version?

100 million American credit card accounts are gone since 2008, and credit card balances have dropped 22% since their 2008 peak.
- 2008 - 496 million credit accounts.
- 2012 - 383 million credit card accounts.

Deleveraging.
- Not using credit to live beyond one's means.

What a NOVEL concept!
- Hey, buddy, can you spare a credit card?